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How it works
Getting a loan or offer from Bluecroft is easy and hassle-free. Just follow these simple steps:
Send Enquiry
Get in touch with us online,
via phone or WhatsApp
Receive Offer
Receive your offer from our
Specialists in as little as 1 hour
Receive money
Accept the agreement and receive the money via same-day bank transfer.
Frequently Asked Questions
What types of luxury assets do you accept?
To best serve your needs, Bluecroft offer financing solutions for a variety of high-value assets, including:
- Timepieces: Bluecroft specialise in Watches exceeding £10,000 in value.
- Jewellery and Diamonds: Bluecroft evaluate precious stones and designer pieces.
- Fine Art: We are currently expanding our services to
include financing for valuable artwork on a case-by-case basis. - Handbags: From iconic designers and in excellent
condition. - Classic & Luxury Cars: From timeless Jaguars to elegant Aston Martins, we appreciate the heritage and value of a range of luxury and classic vehicles.
Bluecroft evolves with the times; we constantly reassess the types of luxury assets we can accept. For inquiries about specific high-value items, please don't hesitate to contact us on 0161 504 6988 for a bespoke solution.
What is the loan-to-value ratio for my asset?
At Bluecroft, we can offer finance for up to 90% of the appraised value of your asset. For more details on LTV and how it applies to your specific situation, please contact us on assetenquiries@bluecroft.com
How quickly can I get my loan?
At Bluecroft, we strive to deliver a fast and efficient loan approval process, with turnaround in as little as 24 hours. Once you submit your item for appraisal, our team will conduct a preliminary assessment to determine eligibility and value. The speed in which you get your collateral to us for appraisal will influence the timeline. To expedite the process, we recommend gathering all necessary verification documentation upfront. For a more accurate estimate on your specific situation, please contact a Bluecroft loan specialist on assetenquiries@bluecroft.com
Are there any upfront fees associated with applying for a loan?
There are no upfront fees when applying for a loan with Bluecroft. We specialise in bespoke loan agreements; any applicable fees will be made clear in your individual loan agreement, but rest assured there are no charges for application or valuation.
What happens if I can't repay the loan?
At Bluecroft, we understand that life happens, and unexpected circumstances can arise. If you're facing difficulty repaying your loan, we encourage you to contact us as soon as possible. We're here to work with you and explore potential solutions.
Is the loan process confidential?
Borrower confidentiality and discretion is paramount to Bluecroft. Your financial information and the specifics of your loan application are kept completely private. We work with you to complete the loan process as efficiently as possible while maintaining your privacy. If you have any questions about what information we collect and how it's used during the process, please don't hesitate to ask.
Do you offer outright purchase of luxury assets?
Absolutely! At Bluecroft, we specialise in the outright purchase of luxury assets. Whether you have a fine timepiece, a collection of rare gems, or a high-end car, we're always ready to make a swift and secure purchase directly from you.
Here's what you can expect when selling your luxury asset to Bluecroft:
Free valuation: Our team of experienced appraisers will provide a free, no-obligation valuation of your asset, ensuring you receive a fair market price.
Seamless transaction: We handle the entire sale process, from initial contact to final payment, with efficiency and discretion.
Fast funding: Once we agree on a price, you'll receive prompt payment for your asset, often within 24 hours.
Discretion assured: We understand that selling a luxury asset can be a personal matter. We prioritize your privacy throughout the process.
If you're considering selling a luxury item, Bluecroft offers a secure and convenient solution. Contact us today to discuss your asset and receive a free valuation.

Contact
Our expert team at Bluecroft Finance is here
to guide you through the process.
Address: Stafford Court, 145 Washway Road, Sale, Manchester, M33 7PE
Turn your luxury assets into
cash in 24 hours
Need a loan to invest in your business? Don’t sell your precious
assets, use them as collateral and get a loan from Bluecroft.